Occupation salary profile

Credit Analysts

SOC 13-2041 BLS OEWS May 2025 H-1B LCAs, last 12 months

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking. Excludes “Financial Risk Specialists” (13-2054).

National median · BLS
$83,510
▲ +3.14% YoY
H-1B sponsor median
$115,114
▲ +0.1% YoY · 346 LCAs
Average salary · BLS
$100,850
Mean annual wage
U.S. employment
64,390
Jobs (BLS)
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Enter your pay and a location to see where you stand against BLS and H-1B pay, your estimated take-home pay, and your purchasing power.

Pay range for Credit Analysts

Annual base pay at each percentile. BLS covers all U.S. workers in this occupation; H-1B covers 346 certified Labor Condition Applications filed by sponsoring employers in the last 12 months.

Percentile All U.S. workers (BLS) H-1B sponsored
10th — entry pay$56,250$71,715
25th$65,210$86,281
Median (50th)$83,510$115,114
75th$122,460$150,000
90th — top pay$169,230$185,000
H-1B sponsors pay a median of $115,114 for Credit Analysts — 37.8% above the BLS national median of $83,510.

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Based on hrs/week × weeks/year = 2,080 hrs
Projections 2025–2035

Job outlook for Credit Analysts

BLS projects employment of credit analysts to decline 4.3% from 2025 to 2035, while employment across all occupations grows 3.5%. About 3,100 openings are projected each year, on average, from new jobs and from replacing workers who retire or move to other occupations.

Jobs 2025 → 2035
64,700 → 61,900
-2,800 jobs
Projected change
-4.3%
All occupations: +3.5%
Openings per year
3,100
Average, 2025–2035
Typical entry education
Bachelor's degree
No related experience required
Preparation needed (O*NET Job Zone 4)
Considerable Preparation Needed. Most of these occupations require a four-year bachelor's degree, but some do not.
Fastest-declining jobs → Best-paying jobs that need a bachelor's degree →

Source: U.S. Bureau of Labor Statistics, Employment Projections 2025–2035

H-1B sponsored pay

Pay by H-1B wage level

Employers assign every H-1B filing a Department of Labor prevailing-wage level, from Level I (entry) to Level IV (fully competent). Pay rises steeply with level.

H-1B median $115,114
Change vs prior year +0.1%
After inflation (CPI-U) -2.94%
Wage level LCAs Share P25 Median P75
Level I 83 24% $62,982 $76,128 $85,000
Level II 99 28.6% $87,600 $108,000 $124,000
Level III 63 18.2% $112,203 $139,381 $161,250
Level IV 93 26.9% $135,000 $165,000 $192,500
H-1B job titles

Salaries by job title in Credit Analysts

The 5 most-filed job titles inside SOC 13-2041, from 346 H-1B filings. Seniority words and level numbers are grouped (“Senior Data Engineer II” counts as Data Engineer). Tap a title for its full range, wage levels and the exact titles employers used.

Job title LCAs Share P25 Median P75 YoY
Credit Analyst 54 15.61% $61,240 $75,506 $99,090 -15.76%
Associate generic 21 6.07% $95,000 $113,750 $125,000 +6.81%
Credit Risk Analyst 17 4.91% $85,000 $100,000 $114,400 +8.17%
Analyst generic 14 4.05% $80,000 $94,000 $122,500 +20.51%
Vice President generic 10 2.89% $165,000 $167,000 $181,562 +1.21%

Titles are cleaned from the employer's own LCA text (codes and typos removed, nothing invented). Rows need 10+ filings in this SOC.

Skills & tools

Skills needed for Credit Analysts

How important each skill and knowledge area is for this job, rated by O*NET on a 1–5 scale from surveys of workers and occupational analysts.

Top skills
  • Critical Thinking3.9
  • Active Learning3.6
  • Reading Comprehension3.6
  • Speaking3.6
  • Active Listening3.5
  • Mathematics3.4
  • Judgment and Decision Making3.1
  • Writing3.1
  • Complex Problem Solving3.0
  • Monitoring3.0
Top knowledge areas
  • Economics and Accounting4.5
  • English Language3.9
  • Mathematics3.9
  • Law and Government3.3
  • Administrative3.0
  • Computers and Electronics2.9
  • Customer and Personal Service2.9
  • Administration and Management2.8
Software and technology used
Microsoft ExcelMicrosoft Office softwareMicrosoft OutlookMicrosoft PowerPointMicrosoft WordMicrosoft SQL ServerMicrosoft Visual BasicMicrosoft Visual Basic for Applications VBAPythonSAP softwareSASStructured query language SQLCGI-AMS BureauLink EnterpriseCGI-AMS CACS EnterpriseCGI-AMS StrataCredit adjudication and lending management system CALMSCredit and risk analysis softwareCredit fraud detection software

Highlighted = in demand: frequently listed in employer job postings for this occupation (O*NET).

Source: O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA.

About the job

What credit analysts do

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Consult with customers to resolve complaints and verify financial and credit transactions.
  • Contact customers to collect payments on delinquent accounts.
Also called
Credit AdministratorCredit AnalystCredit OfficerCredit RepresentativeCredit and Collections AnalystCredit Risk AnalystMunicipal Fixed Income Analyst
More job titles for this occupation (14)
Commercial Credit AnalystCommercial Credit ManagerCredit Assessment AnalystCredit Assistant ManagerCredit CoordinatorCredit ManagerCredit NegotiatorCredit Portfolio ManagerCredit Risk ManagerCredit Risk SpecialistCredit SpecialistEscrow RepresentativeFactorerLoan Review Analyst

Source: O*NET 31.0 (USDOL/ETA, CC BY 4.0). These are general job titles, not H-1B filings; for titles employers actually filed, see “Job titles” above.