Occupation salary profile

Credit Authorizers, Checkers, and Clerks

SOC 43-4041 BLS OEWS May 2025

Authorize credit charges against customers’ accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

National median · BLS
$50,080
▲ +1.93% YoY
H-1B sponsor median
—
Too few H-1B filings
Average salary · BLS
$51,420
Mean annual wage
U.S. employment
12,030
Jobs (BLS)
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Enter your pay and a location to see where you stand against BLS and H-1B pay, your estimated take-home pay, and your purchasing power.

Pay range for Credit Authorizers, Checkers, and Clerks

Annual base pay at each percentile. BLS covers all U.S. workers in this occupation.

Percentile All U.S. workers (BLS)
10th — entry pay$30,260
25th$40,520
Median (50th)$50,080
75th$60,860
90th — top pay$72,700

Hourly ⇄ annual pay

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Based on hrs/week × weeks/year = 2,080 hrs
Projections 2025–2035

Job outlook for Credit Authorizers, Checkers, and Clerks

BLS projects employment of credit authorizers, checkers, and clerks to decline 7.4% from 2025 to 2035, while employment across all occupations grows 3.5%. About 900 openings are projected each year, on average, from new jobs and from replacing workers who retire or move to other occupations.

Jobs 2025 → 2035
12,200 → 11,300
-900 jobs
Projected change
-7.4%
All occupations: +3.5%
Openings per year
900
Average, 2025–2035
Typical entry education
High school diploma or equivalent
No related experience required
On-the-job training
Moderate-term on-the-job training
Self-employed
1% of workers (2025)
Preparation needed (O*NET Job Zone 2)
Very Little to Some Preparation Needed. Usually requires a high school diploma or GED, though some occupations may not.

Source: U.S. Bureau of Labor Statistics, Employment Projections 2025–2035 · BLS Occupational Outlook Handbook →

Skills & tools

Skills needed for Credit Authorizers, Checkers, and Clerks

How important each skill and knowledge area is for this job, rated by O*NET on a 1–5 scale from surveys of workers and occupational analysts.

Top skills
  • Active Listening3.6
  • Reading Comprehension3.6
  • Speaking3.6
  • Critical Thinking3.3
  • Social Perceptiveness3.1
  • Time Management3.1
  • Writing3.1
  • Coordination3.0
  • Judgment and Decision Making3.0
  • Monitoring3.0
Top knowledge areas
  • Customer and Personal Service4.1
  • English Language3.7
  • Mathematics3.6
  • Law and Government3.4
  • Administrative3.3
  • Economics and Accounting3.3
  • Computers and Electronics3.2
  • Administration and Management3.1
Software and technology used
Microsoft ExcelMicrosoft Office softwareMicrosoft OutlookMicrosoft PowerPointMicrosoft WordMicrosoft AccessMicrosoft SharePointSAP softwareStructured query language SQLTableauEmail softwareEquifax softwareExperian softwareFinancial accounting softwareMicrosoft Internet ExplorerSpreadsheet programsWeb browser software

Highlighted = in demand: frequently listed in employer job postings for this occupation (O*NET).

Source: O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA.

About the job

What credit authorizers, checkers, and clerks do

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • File sales slips in customers' ledgers for billing purposes.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Mail charge statements to customers.
Also called
Commercial Credit ReviewerCredit InvestigatorCredit ProcessorCredit RepresentativeCommercial Loan Reviewer
More job titles for this occupation (60)
Accounts Receivable CoordinatorAuthorizerBranch ProcessorCall Out OperatorCharge AuthorizerCollectorCommercial Credit AdvisorCommercial Credit AnalystCommercial Credit OfficerCommercial ProcessorConsumer Credit AnalystControllerCredit AdjusterCredit AdministratorCredit AnalystCredit and Collections CoordinatorCredit and Collections SpecialistCredit AssistantCredit AssociateCredit AuthorizerCredit Balance SpecialistCredit Card SpecialistCredit Charge AuthorizerCredit CheckerCredit ClerkCredit CoordinatorCredit ExpertCredit HistorianCredit InterviewerCredit Letter SpecialistCredit OfficerCredit Operations ProcessorCredit Products OfficerCredit ProfessionalCredit Rating CheckerCredit Rating InspectorCredit Reference ClerkCredit Report CheckerCredit ReporterCredit Review OfficerCredit Review SpecialistCredit ReviewerCredit Risk OfficerCredit Risk Review OfficerCredit Risk SpecialistCredit Services SpecialistCredit SpecialistCredit VerifierCustomer Service RepresentativeEducation Finance ProcessorFarm Loan InspectorFinance ProcessorInspectorInsurance CoordinatorInvestigatorLoan ProcessorLoan VerifierPosting SpecialistRegional Credit OfficerTrust Officer

Source: O*NET 31.0 (USDOL/ETA, CC BY 4.0). These are general job titles, not H-1B filings; for titles employers actually filed, see “Job titles” above.